Flood Insurance

Water damage from rising tides or overland flooding can occur unexpectedly, which is why flood insurance is essential. Standard property and homeowners insurance policies almost universally exclude flood damage, leaving your property vulnerable to severe financial loss. Flood insurance helps rectify damage caused by rising water, heavy rainfall, storm surges, or overflowing rivers and coastal waters. Typically, the insurer covers repairs to your building's physical structure, electrical and plumbing systems, as well as the replacement of damaged personal or business contents up to specific policy limits.